Cutting Edge Health Advisors LLC (“we,” “us,” or “our”) is committed to protecting the privacy of individuals who interact with our website, coverage quiz, or licensed insurance advisors. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information, and explains your rights with respect to that information.
By using our website or submitting information through our coverage quiz or contact forms, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use our website or submit information to us.
Some information you provide through our coverage quiz may constitute sensitive personal information under applicable law, including health-related data and income information. We treat such information with heightened care and use it solely to connect you with appropriate health coverage options.
We use the information we collect for the following purposes:
We do not sell, rent, or trade your personal information to third parties for their own marketing purposes. Mobile information and SMS opt-in data is never shared. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent — including your mobile phone number and your SMS consent — will not be shared with any third parties or affiliates for any purpose, except with the vendors and service providers that directly support delivery of the messages you requested (for example, our telephony and SMS provider), and then only as necessary to operate the messaging program. We do not sell, rent, or share this information with insurance carriers, lead buyers, or any other party.
We may share your information only in the following circumstances:
We share information with third-party vendors who assist us in operating our business, including:
These service providers are contractually required to use your information only to perform services on our behalf and to maintain appropriate security standards.
With your express consent, and only after you request quotes or enrollment assistance, we may share the application information needed to obtain quotes or process enrollment (such as your name, date of birth, and coverage-related responses) with the specific licensed insurance carrier(s) whose plans you choose to pursue. We do not share your mobile opt-in data or SMS consent with insurance carriers or any affiliates, and we do not share your information with carriers or affiliates for their own independent marketing purposes.
We may disclose your information to government authorities, regulators, or law enforcement when required by applicable law, legal process, or regulatory obligation, including state insurance department inquiries.
In the event of a merger, acquisition, or sale of all or a portion of our business assets, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your personal information.
By providing your mobile phone number and checking the consent box on our coverage quiz or contact form, you expressly consent to receive autodialed or prerecorded calls and text messages (SMS/MMS) from Cutting Edge Health Advisors LLC at the phone number you provide, including via an automatic telephone dialing system. This consent covers:
Your mobile opt-in information and SMS consent are used solely to deliver the messages you requested and will not be shared or sold to any third parties or affiliates for marketing or promotional purposes.
To opt out of text messages at any time, reply STOP (you may also reply END, QUIT, CANCEL, or UNSUBSCRIBE) to any message we send. To opt out of calls, inform the agent during any call or contact us at the information below. For help, reply HELP or contact us directly.
Our SMS outreach uses a dedicated 10DLC registered number and complies with TCPA, CTIA guidelines, and applicable carrier requirements. We do not send unsolicited commercial text messages to numbers on the National Do Not Call Registry or our internal do-not-contact lists.
If you receive email communications from us, each email will include a clear unsubscribe mechanism. To opt out of email marketing, click the unsubscribe link in any email or contact us at the information below. We comply with the CAN-SPAM Act and do not send deceptive or misleading commercial emails.
We retain your personal information for a minimum of four (4) years from the date of collection, or as required by applicable state insurance regulations, federal law, or CMS requirements, whichever is longer. When information is no longer needed, we dispose of it securely.
Regardless of where you reside, you have the right to:
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including:
To submit a verifiable consumer request, contact us using the information in Section 14.
Florida residents may have rights under the Florida Digital Bill of Rights (FDBR) effective July 1, 2024, including rights to access, correct, delete, and port personal data, as well as to opt out of targeted advertising and profiling. To exercise these rights, contact us using the information in Section 14.
We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Our data infrastructure utilizes industry-standard encryption in transit and at rest. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Our website uses cookies, pixels, and similar tracking technologies to analyze website traffic, measure campaign performance, and improve user experience. We use Google Analytics and may use Meta Pixel for advertising measurement. You may disable cookies through your browser settings; however, doing so may affect certain website functionality. By using our website, you consent to our use of these technologies.
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before submitting any personal information.
Our services are directed to adults and are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected information from a minor, we will delete it promptly.
We maintain internal do-not-call and do-not-contact lists. If you request to be removed from our call or text outreach lists, we will honor that request promptly and in compliance with applicable law, including the Telephone Consumer Protection Act (TCPA) and FTC Telemarketing Sales Rule (TSR). We also scrub our contact lists against the National Do Not Call Registry prior to outreach campaigns.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or business operations. We will notify you of material changes by updating the effective date at the top of this page. We encourage you to review this page periodically.
If you have questions about this Privacy Policy, wish to exercise your rights, or want to be removed from our contact lists, please reach out:
Cutting Edge Health Advisors LLC
2727 E Oakland Park Blvd, Suite 202
Fort Lauderdale, FL 33306
Email: [email protected]
Website: cuttingedgehealthadvisors.com
Phone: 888-449-0239
We will respond to verifiable requests within 45 days, or within the timeframe required by applicable law.